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Readers' forum - Sunny retirement

18 April 2007
Issue: 4104 / Categories: Comment & Analysis

My husband and wife clients are thinking of emigrating to the antipodes when the husband retires at 65 this year. They have family in both Australia and New Zealand, so — subject to the usual procedures, etc. — either country could be a possible destination.

My husband and wife clients are thinking of emigrating to the antipodes when the husband retires at 65 this year. They have family in both Australia and New Zealand so — subject to the usual procedures etc. — either country could be a possible destination.
The husband will be entitled to a UK state pension and he also has a personal pension fund which he will be able to draw as a pension when he wishes. I have it in mind that there are complications regarding the state pension when UK citizens emigrate to certain countries. As both possible retirement homes will be in Commonwealth countries do my clients have anything to worry about on this score?
Also while we are on the subject are there any complications regarding the tax treatment of the personal pension that should be taken into account in...

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