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Pension potholes

06 April 2010 / Mike Truman
Issue: 4249 / Categories: Comment & Analysis , Investments
Whatever happened to pension simplification? MIKE TRUMAN looks at the bumpy road to retirement following the latest changes


  • Tax relief on pension contributions needs to be stable over time.
  • We will have had three sets of rules in just under two years.
  • Going just over £130 000 of income can trigger a very large tax liability.
  • From April 2011 those earning over £150 000 may have to leave final salary schemes.

I live in Surrey which apparently has the dubious privilege of being the county with the most potholes in its roads. This was according to some ‘research’ by Kia car dealers who reported over 1 900 potholes on Surrey’s highways.

This was immediately challenged by the county authorities; not on the grounds that the number was exaggerated but rather because it was way too small.

They had carried out 15 000 repairs to potholes following the snow already ...

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