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Blessed are the geeks

29 April 2014 / Mike Thexton
Issue: 4449 / Categories: Comment & Analysis , Budget 2014 , Investments , Pensions

Getting to grips with the fundamental concepts of proposed pension changes


  • The advantage of understandable pension rules.
  • Is an investment in an ISA better than a pension?
  • The benefit of the pension tax advantages.
  • Illustrated examples and comparisons of pension withdrawals.
  • Comparing different types of annuity: escalating guaranteed and joint-life options.

My mother was clearing out one of those boxes filled with stuff you just can’t imagine keeping until you have children of your own. She showed me a sheet taken from a primary school exercise book the sort printed with squares in order to train small children to align their digits.

I had written the numbers from 1 to 48 across the top and 1 to 24 down the side and manually filled in my 24 by 48 times tables.

If someone had described a...

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