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The other shoe

29 July 2014 / Mike Truman
Issue: 4462 / Categories: Comment & Analysis , Investments , Pensions

Bad news in the government’s response to its consultation on liberalising pensions


  • Pensions information will be guidance not advice.
  • Tax planning idea using small pension pots.
  • £10 000 annual allowance problems and possibilities.
  • Reducing 55% death rate could allow IHT planning.

This job makes you so cynical. On the other hand if political spin doctors didn’t live down to my low expectations maybe I would be more trusting.

As it was when I heard George Osborne had been trumpeting the right to impartial guidance on breakfast TV several hours before the response to the consultation Freedom and Choice in Pensions was published I waited for the other shoe to drop when the response finally came out.

And drop it did later that day with a clatter of not-so-welcome news.

Guidance or advice?

The first was...

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