So how did it feel to wake up and find that as a taxpayer you are now – or shortly will be – effectively a shareholder in Northern Rock? I guess it’s a little like those old building societies that incorporate and you find that you now own some shares. In fact, now I think of it, perhaps it’s exactly like those old building societies that incorporate and you find that you now own some shares. Rumour has it that every UK taxpayer now has a £3,500 stake in ‘the Rock’. I can’t wait until the dividends start to roll in. I wonder what box on the tax return that will go in. And what happens when the business, eventually (hopefully, wishfully) returns to private ownership; will we get some kind of a bonus, maybe £3,500 back off our tax bills? I would just love to have known what was the average ‘panic withdrawal’ by Northern Rock savers during the run on the bank and to what extent it would have been covered by the Financial Services Compensation Scheme. I did ask Northern Rock, but they declined to tell me. I wonder if they told Richard Branson. They must have told Alistair Darling. They would have, wouldn’t they? Still, you can always bank on Taxation for good advice.