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NIGEL CALLAGHAN looks at the annuity market
KEY POINTS
- Annuities can represent excellent value
- Do not forget to shop around for the best rate
- Enhanced annuities are available for certain medical conditions
- What are the advantages of income drawdown?
'Annual income twenty pounds annual expenditure nineteen nineteen six result happiness. Annual income twenty pounds annual expenditure twenty pounds ought and six result misery' - David Copperfield by Charles Dickens.
If you or any of your clients are planning to retire in the next few years you may be thinking about how to take an income from that hard-earned pension savings.
Given that pension funds are often one of the largest assets an individual has it is vital that all the options are understood.
These choices are becoming ever more complex: driven partly by legislative changes partly...
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